See every shilling.
Change every habit.

Upload your M-Pesa statement, we analyse it and your full spending report is in your inbox in 60 seconds.

Trusted by 2,400+ KenyansAverage KES 6,200 in savings found🔒 Safaricom-encrypted, never stored
✦ Testimonials

What People Found in Their First Report

I thought I was disciplined with money until I saw my real spending patterns. This tool paid for itself on day one.

EK

Emmanuel K.

Tech ProfessionalNCBA
Verified user
📊

Found: KES 3,200/month in unused subscriptions

I realized I was spending 15k a month on fees alone. MyStatement helped me cut that in half in just one week!

SK

Sarah K.

Small Business Owner

M-Pesa
Verified user
📊

Found: KES 7,800/month in avoidable fees

The visualization is insane. I finally understand where my money goes. It's like having a financial advisor in my pocket.

DM

David M.

Freelancer

Equity
Verified user
📊

Found: KES 4,100/month in untracked transfers

Simple, fast, and secure. I was skeptical about uploading my statement, but knowing the PDF is deleted after analysis and my password is never stored convinced me.

BO

Brian O.

Student

Kazilane
Verified user
📊

Found: KES 2,600/month they weren't tracking

✦ How it Works

From Statement to Insights in 4 Steps

01

Download Your Statement

Request your M-Pesa statement from the MySafaricom app or mySafaricom.co.ke. It arrives as a password-protected PDF, ready to upload.

Takes ~2 minutes

02

Enter Your Statement Password

Safaricom encrypts your statement with a personal password for your protection. You enter it here — it decrypts your file and is never saved on our servers.

03

AI Analyses Every Transaction

Our system decrypts, extracts, and categorises every transaction using AI. Fees, patterns, and habits surface automatically: no manual work needed.

04

Report Arrives in Your Email

A personalised PDF report lands in your inbox within 60 seconds. Spending breakdown, savings opportunities, and clear next steps: all in one place.

In your inbox in 60 seconds

✦ Transformation

See What Changes When You Have Clarity

Without MyStatement

  • Wondering where your money went by the 15th
  • Hidden fees quietly eating into your savings
  • Stressful manual spreadsheet tracking every weekend
  • No clear picture of recurring subscriptions
Recommended

With MyStatement

  • Absolute confidence in your spending habits
  • Identified savings opportunities instantly
  • Automated categorisation and clear visual charts
  • Full control over your financial future

Real Outcome

Users find an avg of KES 6,200/month in savings

✦ Features

Unlock Every Secret in Your Statement

Visual Insights

Understand your spending at a glance with beautiful, interactive charts and graphs. No more squinting at endless rows of transactions.

Bank-Level Security

Your statement is encrypted with AES-256 in transit and at rest. Your password is used only to decrypt the file; it is never stored or logged.

Smart Filtering

Filter by merchant, person, time of day, or amount to find that one transaction instantly.

Merchant: Safaricom > KES 5,000 + Add Filter

Reveal Hidden Fees

See exactly how much you're spending on transaction costs and 'small' charges that add up over time.

Withdrawal FeeATM 14:32 PM
- KES 114.00Hidden Cost
✦ Inside Your Report

What Your Report Reveals

Real numbers. Clear patterns. Delivered to your inbox in 60 seconds.

January Spending

KES 45,231

+20.1% from last month

Budget used70%
Top Category

Food

KES 12,450 across 34 transactions

Food & Drink
Transport
Subscriptions
Other
Recurring Charges

3

Subscriptions detected

NetflixKES 1,100
SpotifyKES 500
ShowmaxKES 1,100
✦ Pricing

Start Analysing. Get Clarity Today.

Starter

For your first deep-dive

KES 50/analysis
  • Up to 3 Months Audit History
  • Basic Categorization
  • Spending Trends
  • Report delivered to your email in 60 seconds
  • 3-month report
  • Subscription Tracking
Most Insight

Full Audit

For a complete financial picture

KES 100/analysis
  • Up to 12 months analysed in one report
  • Month-by-month trend breakdown
  • Advanced AI Categorization
  • Recurring Subscription Alerts
  • Hidden Fee Detector
  • Export to CSV/PDF

Pay once per analysis. No subscription. No auto-renewal. M-Pesa accepted.

✦ Security First

Your Privacy is Our Priority

We don't sell your data. We don't store your password. We just help you save.

Your Password, Your Control

Your Safaricom statement password is used only to decrypt your file. It is never stored, logged, or transmitted beyond your upload session.

Statement Deleted After Processing

Once we extract your transactions, the original PDF is deleted from our servers. We store your insights, not your document.

Encrypted in Transit and at Rest

All data is transmitted over HTTPS and stored with AES-256 encryption. Your transaction data is never readable without authentication.

No Third-Party Data Sharing

We do not sell, share, or license your financial data to advertisers, loan apps, credit bureaus, or any third party.

Kenya Data Protection Act Compliant

MyStatement operates under Kenya's Data Protection Act 2019. You can request deletion of all your data at any time by emailing privacy@mystatement.co.ke.

✦ FAQ

Got Questions?
We've Got Answers.

Everything you need to know about the product and billing. If you can't find your answer here, feel free to reach out.

Still have questions?

We're here to help you get the most out of your finances.

Stop Wondering.
Start Knowing.

Join thousands of Kenyans taking control of their finances today. Secure, fast, and easy to start.